Monthly Archives: January 2009

President Elect Obama is now President Obama.  Once again the transfer of power has been completed peacefully thanks to the system.  We also as a nation have underscored a core American value.  Anyone can grow up to be anything they want to be.  That’s America – freedom.  We have the freedom to fail or succeed here and that’s one of the freedoms I will jealously guard. Every four years we have an inauguration in this country, and like clockwork it …

Credit cards are something most people have or have used.  Many people who have used credit cards have been blindsided by some of the business practices of these companies which can hurt them financially.  A couple weeks ago the Fed voted to approve proposed changes to credit card rules.  The action was motivated by a desire to protect consumers from unfair or predatory practices and to make sure that credit card companies give full and timely disclosure of their policies to cardholders.  …

Odds are good that at sometime you’ve purchased an item that comes with a rebate.  Odds are good that in the last couple of months you’ve purchased a technology-based item or gift that came with a rebate that actually made it affordable.  You’ve mailed in your paperwork and now comes the waiting game.  Well, it looks like some people will be waiting a lot longer than expected. CPG Promotions Group, one of the largest rebate providers, filed for bankruptcy a …

Admit it, you’ve made a New Year’s resolution or two.  And, if you’re anything like most people, you’ve broken a few.  Lose weight, work less, get more exercise, enjoy life more are all common resolutions.  This year, though, why not try making and sticking with a few new resolutions?  Try doing something to improve your life or prepare for your future. Make or revise your will.  Why not get it done now at the beginning of the year and get …