It looks like 2012 will be a busy year for bankruptcy courts, even though filings dropped last year for the first time since 2006. Experts say that big banks are starting to overcome some of the legal wrangling and court proceedings that slowed foreclosures last year. With last year’s 11.6 percent drop in consumer bankruptcy filings apparently linked to the 2011 slowdown in foreclosures, bankruptcies seem almost certain to rise. If you are struggling to pay your bills – and …
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