Enduring debt collection can be a horrifying experience: calls all day, confusing and threatening letters and fear of legal action by creditors. Did you know that federal law regulates the practices of debt collectors? At least one U.S. senator doesn’t think it goes far enough and wants to expand its protections for consumers. The Fair Debt Collection Practices Act “The FDCPA was first enacted in 1977 to protect consumers against what were viewed as abusive, deceptive and unfair debt …
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