Elder Law Q&A: When can I enroll in or change Medicare drug plan or health

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Tommy G. Smith

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Serving Pensacola, FL

  • Serving Pensacola, FL

  • Credit cards accepted, Fixed hourly rates, Fixed fees available

Partner at firm Shell, Fleming, Davis & Menge, P.A.

Serving Pensacola, FL

Credit cards accepted, Fixed hourly rates, Fixed fees available

Annual Enrollment Period (AEP), also called Open Enrollment Period, is once each year. During that period, those who are already enrolled in a Medicare health plan can enroll in or change drug plans. You should shop drug plans each year because premiums, deductibles, co-pays and the drugs covered by your plan may change. In addition, those who are already in a Medicare health plan may change from Original Medicare (Parts A, B, D, and supplements) to a Medicare Advantage Plan (usually an HMO or PPO) or vice versa.

The following information is taken from the “Medicare & You” handbook that is provided to Medicare recipients annually.
Mark your calendar with these important dates! In most cases, this may be the only chance you have each year to make a change to your health and prescription drug coverage.

1. October 1: Start comparing your coverage with other options. You may be able to save money by comparing all of your options.

2. October 15–December 7: Change your Medicare health or prescription drug coverage for the following year if you decide to.

3. January 1: New coverage begins if you make a change during Open Enrollment. New costs and benefit changes also begin if you keep your existing
Medicare health or prescription drug coverage, and your plan makes changes. 1

1. Medicare Publication 10050, “Medicare and You,” Page 13, October 1, 2014

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