Federal or Postal Disability Retirement: The Initial Step Is the Most Difficult

     I find that the initial step in filing for Disability for Federal Workers is the most difficult step for people to take.  It is often a psychological block.  I have spoken on this issue in the past.  For a Federal or Postal worker, especially in these constrained economic times where the job market outside of the Federal Sector appears restrictive, at best, the pressure of one’s medical conditions and the impact upon one’s job, results in an anxiousness when it comes to filing for federal disability retirement under FERS or CSRS.  Certainly, it is a significant pay cut.  Certainly, it is a worry that — although one may be able to make up to 80% of what one’s (former) Federal salary currently pays — it may be that the private sector may not offer the opportunities to make up the difference in the pay cut.  Yet, the choices are often stark and untenable; for, at some point, it becomes clear that one’s medical conditions prevents one from performing the essential elements of the job.  As such, the only and best choice is to move forward:  in fact, even in this economy, creativity will be rewarded.  Private companies actually find independent contractors who carry his or her own health insurance a plus; part-time work is offered more readily in a bad economy precisely because it allows for companies to obtain necessary work and skills without having to pay the "extra" benefits.  The initial step is the most difficult; after stepping beyond the difficulty, Federal and Postal workers who obtain disability retirement benefits find that there is a different and better future — even in this economy.

Sincerely, Robert R. McGill, Esquire

I find that the initial step in filing for Disability for Federal Workers is the most difficult step for people to take.  It is often a psychological block.  I have spoken on this issue in the past.  For a Federal or Postal worker, especially in these constrained economic times where the job market outside of the Federal Sector appears restrictive

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Robert R. McGill

Licensed since 1988

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RECENT POSTS

  • FERS OPM Disability Retirement: The Social Security Requirement
    Posted on October 18, 2019
    Topic: Administrative Law

         There is often confusion. In fact, some Federal and Postal employees think that the “Prerequisite requirement” of filing for Social Security Disability benefits means that you have to wait to get it approved before you can file for Federal Disability Retirement benefits. The unforeseen consequences resulting from such a misunderstanding is that some ... Read more

  • FERS OPM Disability Retirement: The Percentage Game
    Posted on October 17, 2019
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         We all play it; whether in calculating the chances of success (most of us are not knowledgeable enough to be statisticians, not having paid close enough attention in high school or college to that mathematics course regarding the numerical analysis of a numbers-based algorithm), or in merely keeping an eye on interest rates ... Read more

  • FERS OPM Disability Retirement: Similar Lives
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        Dissimilarity is what threatens us; similarity — the notion that there are shared, common characteristics between you and I — provides for an acceptable level of comfort and security. When we learn about the lives of the “rich and famous”, other than feeling some sense of envy, we can still imagine enough similarity ... Read more

Robert R. McGill

Licensed since 1988

Member at firm Robert R. McGill

AWARDS

Champion Badge Platinum

RECENT POSTS

  • FERS OPM Disability Retirement: The Social Security Requirement
    Posted on October 18, 2019
    Topic: Administrative Law

         There is often confusion. In fact, some Federal and Postal employees think that the “Prerequisite requirement” of filing for Social Security Disability benefits means that you have to wait to get it approved before you can file for Federal Disability Retirement benefits. The unforeseen consequences resulting from such a misunderstanding is that some ... Read more

  • FERS OPM Disability Retirement: The Percentage Game
    Posted on October 17, 2019
    Topic: Administrative Law

         We all play it; whether in calculating the chances of success (most of us are not knowledgeable enough to be statisticians, not having paid close enough attention in high school or college to that mathematics course regarding the numerical analysis of a numbers-based algorithm), or in merely keeping an eye on interest rates ... Read more

  • FERS OPM Disability Retirement: Similar Lives
    Posted on October 16, 2019
    Topic: Administrative Law

        Dissimilarity is what threatens us; similarity — the notion that there are shared, common characteristics between you and I — provides for an acceptable level of comfort and security. When we learn about the lives of the “rich and famous”, other than feeling some sense of envy, we can still imagine enough similarity ... Read more