Do I Need a Lawyer to Make a Car Accident Claim? - Automobile Accidents Legal Blogs Posted by Mark D. Chappell - Lawyers.com

Do I Need a Lawyer to Make a Car Accident Claim?

Not every car accident warrants the services of a personal injury lawyer. If you suffered minor fender bender and exit your vehicle without much more than frustration and a jolt from the impact, you typically only need to file a report for the insurance companies and brush yourself off. However, if you have been in a serious wreck that puts you and your loved ones in peril and possibly inflicts irreparable harm, hiring an attorney to ensure that you receive appropriate compensation is critical.

Unfortunately, even taking all the right steps after a crash does not always guarantee that medical expenses and other damages will be covered. In some cases, it is imperative to allow a Columbia car accident lawyer to handle your case.

Reasons to Hire a Car Accident Lawyer
When Serious Injuries Are Involved

When a car accident results in serious injuries requiring extensive medical care and time out of work, you must not delay in finding a lawyer who will assist you in filing a claim. You will need time to heal, medical attention and therapeutic services, time to adjust to your new circumstances if you become disabled, and in some cases, home renovations. Only an experienced accident lawyer will know how to determine the true costs associated with your injuries. This is necessary to ensure you obtain the compensation you need for as long as you need it.

Establishing Fault

Car accidents are not always clear cut, which may be evident in a sparsely-detailed police report that does not establish who is at-fault in the wreck. Even if you did not cause the accident, the lack of description in a report may point to you as the individual at-fault. With their resources and wealth of knowledge, experienced accident attorneys will use their investigative skills to accurately determine who caused the accident by gathering pertinent evidence. Accumulating necessary paperwork and sifting through witness accounts, medical bills, and expert advice may become time-consuming and stressful, so let your legal professional handle it while you embark on the healing process.

Knowledge of Laws

What better professional to keep by your side than a lawyer who thoroughly understands South Carolina car accident laws. Although this may not be the first time you experienced a wreck, each accident differs from the last, so a factor that you may not have considered may arise. Because lawyers who specialize in motor vehicle wrecks handle multiple cases with varying circumstances, they will know how to approach your case and structure it so that you will be awarded the maximum level of compensation.

Superior Negotiation Skills

Insurance companies are notoriously thrifty, which will not work in your favor if you experienced catastrophic injuries in the accident that may prevent you from returning to your job. They may undercut the monetary amount of damage your vehicle incurred, reject medical reimbursements, or deny your compensation requirements altogether.

Insurance Companies

Fighting with the insurance company because your claim was denied or you received less compensation than you deserve consumes time and energy, which can adversely affect your already compromised health and limited time. If an insurance adjuster or company is pressuring you to accept the settlement you were offered, which may only cover a small amount of the mounting bills associated with your car injuries, your lawyer will see that you receive the appropriate amount without added pressure. Lawyers train in the art of negotiation and relish the chance to help you recover what you deserve when a serious car accident renders you incapacitated.

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Mark D. Chappell

Licensed since 1985

Member at firm Chappell, Smith & Arden, P.A.

AWARDS

AV Preeminent

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