When people choose their auto insurance policies, they sometimes only consider the month-to-month costs — not the long-term impacts. However, the type of policy you choose could greatly impact your long-term financial wellbeing in the event of an accident. It’s important to consider all aspects of an auto insurance policy and, if you have any questions, consult an experienced auto accident lawyer.
Your auto insurance options
Your ability to recover damages from an auto accident in Pennsylvania depends on the type of auto insurance you purchased. You have two options when purchasing insurance in Pennsylvania: full tort and limited tort. If you purchased a limited tort policy, you are unable to claim pain and suffering damages unless you have suffered a very serious injury — in other words, you are unable to collect for non-economic damages. If you opted for a full tort insurance policy, you are able to claim damages for pain and suffering.
When to consult an attorney
If you have questions about how your insurance policy impacts your right to collect damages, it’s best to consult an attorney. Experienced Pittsburgh personal injury attorneys can provide guidance in the following circumstances:
- You are unsure if you are able to collect non-economic damages after a car accident.
- You have trouble collecting money from your insurance company after an injury from an auto accident.
- You have injured another person in an auto accident.
Seek support from a trusted Harrisburg legal team
It’s often best to let an experienced attorney assist you with any questions you may have about your eligibility to collect damages after an auto accident. At Moyles Law Firm, we specialize in personal injury law and have offices in both Pittsburgh and Harrisburg. Call the Moyles Law Firm at 412.308.5775 or 717.686.9615 or get in touch with us online to schedule your free consultation.When people choose their auto insurance policies it can be difficult choosing which one is best for you and your needs. It’s often best to let an experienced attorney assist you with any questions you may have about your eligibility to collect damages after an auto accident.