Posted on November 25, 2009 in Personal Injury
When involved in an auto accident caused by someone with no or insufficient insurance, Uninsured Motorist Coverage (UM) is the most important insurance you can own to protect you and your family. Florida law does not require drivers to carry bodily injury liability coverage and as a result, many drivers operate cars with insufficient coverage to reimburse those they may injure. Our auto accident lawyers in Jacksonville Florida specialize in Jacksonville auto accident law.
This may cause you, the blameless victim, to incur past and future medical bills and lost wages, loss of enjoyment of life, and cause you to endure a permanent injury with little or no opportunity for recourse, for car accident that was not your fault. Many times a negligent driver with little or no insurance will not have sufficient personal assets to satisfy a judgment to compensate you for the damages caused by the accident. You might want to contact a Jacksonville auto accident attorney if this has happened to you.
Many times insurance companies discourage drivers from purchasing UM Coverage claiming that it is excessive coverage if you, the insured, have medical payment coverage or health insurance. By electing UM Coverage, you can be assured that you have made an inexpensive investment to ensure benefits will be available to you to reimburse you for physical injuries that health insurance or personal injury protection benefits do not cover when you are injured by an individual with no or insufficient coverage.
Contact a Jacksonville Florida car accident lawyer today to have your case reviewed or to speak with an attorney about your case, call Ashley Dodd with McGrath Gibson at (904)358-3300. Been in a Truck Accident? Contact a Jacksonville truck accident lawyer today!
McGrath Gibson, Attorneys At law
109 East Bay Street Jacksonville, FL 32202
301 Clematis Street, Suite 3000 West Palm Beach, Florida 33401
North Carolina Managing Partner: Chris Layton
Licensed in North Carolina Only
1001 East Boulevard, Suite C
Charlotte, North Carolina 28023