If you’ve been involved in an automobile accident resulting in personal injury to yourself, you need assistance when it comes to receiving a fair insurance settlement. Back injuries are one of the most common physical sufferings experienced when a serious car collision occurs. If the incident is not your fault, the other party’s insurance company will try to offer you a quick settlement. Most likely, this offer is for a dollar amount that is far less than what you are entitled to.
What you need is legal support from an experienced back injury lawyer. Aside from the immediate medical bills, you may be entitled to compensation for lost time at work, ongoing rehabilitation, and even travel expenses. If you have suffered a back injury related to a traffic accident, your best first course of action is to seek legal representation from an attorney specializing in this type of compensation claim.
What You Should Expect
Let’s say you were the non-fault party in an automobile collision. You have suffered physical damage to your spinal cord, back muscles, muscle tendons, or a combination of these. If the at-fault party has liability coverage, and the incident report includes findings that place blame squarely on the other guy, you are entitled to a settlement from the insurance company with whom he has a policy.
However, the other guy may have only the minimum amount of liability coverage in force. This may not be nearly enough to cover the medical costs you will now have to pay. Even if there is personal injury protection included in the policy, the at-fault driver’s insurance company will want to bargain with you in order to pay the smallest amount possible.
Therefore, the last thing you want to do is settle for the first offer made by the other driver’s insurance company. Insurance providers are in the business to make money, and they do that by paying as little as possible versus the amount they receive in premiums.
What About A Lawsuit?
If the other driver carries no insurance, you may be covered by this on your own policy. Unfortunately, this amount may also be insignificant compared to the medical bills you are now facing. In this case, you may need legal representation to assist you with communications with your own insurance provider.
You have the option to file a civil suit against the at-fault party. As you probably already know, this is something you will not be able to manage by yourself. You will need the services of an experienced back injury lawyer who understands the entire procedure. A lawsuit can be a lengthy process, so having legal help from the beginning is critical.
Choosing The Right Lawyer
You will want to find an attorney who is looking out for the little guy. This means affordable contingency fees, little or no up-front legal help compensation, and experience in dealing with physical injury settlements. If you have been in a serious accident and are now undergoing treatment and therapy for your back injury, you need an attorney who is understanding of the situation and who can take control of the legal matters right away.
You want to choose a lawyer who is board certified in personal injury litigation. Not only that, you want a lawyer who is willing to communicate with you personally, as often as you wish. Nothing is more frustrating than contracting legal help, paying the first fee, and then waiting for days to hear about the progress of the settlement.
Personal attention is a must. Choose a lawyer for spinal injuries who is willing to sit down with you for a free, no-obligation consultation and listen to everything you have to say about the incident and your current physical condition. Don’t be afraid to ask about the lawyer’s experience with cases similar to yours. You’ll know you’ve found the right attorney if he or she can answer every question you ask.
Bad Faith And Insurance Settlements
What you need is an attorney whose interest is in getting you the highest compensation amount rather than completing a single negotiation with an insurance company. There’s nothing better than dealing with an experienced personal injury lawyer who is determined to fight every offer made by an insurance provider. Choose an attorney who makes it clear that the laws are indeed on your side. Consider the services of a law firm that has a high proven-case success rate as well as documented references from other clients and even other, less experienced lawyers.
If you live in Sarasota Florida and have questions about a back or spinal injury please visit our law office located in downtown at:
Shapiro Goldman Babboni & Walsh
308 Cocoanut Ave. Sarasota FL 34236