Posted on July 31, 2013 in Personal Injury
Especially when injured in an auto accident, people may receive calls from insurance companies asking them to make a recorded statement about the accident and their injuries. Generally, they are right to assume that the request is not in their best interests. But what should they do?
Getting legal guidance for dealing with insurance companies
The best action to take when injured in an auto accident is to obtain an experienced Huntington, WV personal injury lawyer. Attorneys deal with insurance companies on behalf of their clients and handle all the details of a personal injury claim so the client can focus on recovering from the injury.
West Virginia is a fault insurance state, which means negligent drivers who cause accidents must pay for accident damages. Typically, drivers must meet the WV mandatory compulsory insurance requirements that require all drivers to carry liability insurance that covers property damages up to $10,000 and covers $20,000/$40,000 in bodily injury. Uninsured motorist coverage is also compulsory and is set at the same policy limits. Unless the other driver had no auto insurance coverage, injury victims receive calls from the at-fault driver’s insurance company and they often want to record the call. The best way to deal with this problem is to refer the company to the law firm that is handling the case. Absolutely do not make a statement because the insurance company will glean from it whatever information it can use to deny the claim. Even when victims must deal with their own insurance company’s adjuster, such as in an uninsured motorist accident, it is wise to refer the adjuster to the personal injury lawyer handling the claim. The reason for this is that insurance companies in general, try to reduce the amount of money they pay in personal injury claims. One’s own insurance company is the source of compensation in an uninsured motorist claim, so it is not on your side.
For an experienced personal injury lawyer
Our attorney at the Giatras Law Firm, PLLC has more than 20 years of legal experience representing clients in personal injury cases. Our firm offers a free, no-risk consultation to discuss your case and the prospects of pursuing a claim.
Giatras Law Firm, PLLC
118 Capitol Street, Suite 400
Charleston, West Virginia 25301
Unless the other driver had no auto insurance coverage, injury victims receive calls from the at-fault driver’s insurance company and they often want to record the call. The best way to deal with this problem is to refer the company to the law firm that is handling the case.