The Push To Take Your Rights Away - Personal Injury Legal Blogs Posted by Matthew A. Dolman, Esq. - Lawyers.com

The Push To Take Your Rights Away

Florida currently uses Personal Injury Protection (PIP) to
pay a percentage of medical expenses after an individual is injured in a car
accident.  This is coverage that
consumers pay for in their insurance premiums in the context of “no fault” law.  It is presently mandatory in Florida to have PIP
coverage as a licensed driver under your auto insurance policy.  What does PIP do?  PIP pays a percentage of your medical bills
after being involved in an accident where you are injured regardless of
fault.  The positive aspect of it is that
it allows medical care for those who don’t have health insurance, which is a
portion of society that is growing rapidly.

You may wonder why is the Florida legislature attempting to
reform PIP? The newly created panel will suggest that PIP has doubled or even quadrupled
the amount of insurance premiums because of rampant PIP fraud.

As a consumer and a Clearwater personal injury attorney, I
can assure you my insurance rates have not skyrocketed in recent years.  A better question to ask is, have insurance
companies grown tired of paying medical bills for those of us that are injured
in automobile accidents?  With current Governor
Rick Scott in office, the insurance lobbyists see this as an opportune time to
again remove benefits from the average consumer and make the overall practice
of personal injury cost prohibitive.  In
turn, this will limit the number of claims being filed as less physicians will
be inclined to treat auto accident victims who are devoid of insurance
coverage. Though most of us pay for this coverage for years without ever filing
a PIP claims, the Legislature seems to be in support of stripping the middle
class and lower class of this much needed coverage. Further, this will only
lead to a much greater volume of litigation and deny Florida consumers access
to the Court as the already backed up Court docket (due to the bevy of foreclosure
defense actions) will now be further clogged. 
It may take an accident victim upwards of four years for their claim to
see the light of a courtroom if PIP goes away and is replaced by mandatory
bodily injury coverage.

The State Insurance Consumer Advocate Robin Wescott has
formed a working group to reform PIP. 
This is being done while being fully backed by Jeff Atwater and Rick
Scott.  A new Political Action Committee
called “Protect Floridians” was created to try and stop the removal of PIP.  This is a committee designed for the working
class, especially those without medical insurance, to ensure proper medical
care after suffering permanent injuries in an automobile accident. 

For more information on “Protect Floridians”, go to WWW.DOLMANLAW.COM .  For a list of this “working group”, please
view at http://www.tampabay.com/blogs/the-buzz-florida-politics/content/state-insurance-advocate-names-pip-working-group
.

 

Bryan C. Hannan, Esq., is a Clearwater personal injury
attorney who limits his practice to claims involving catastrophic injuries,
automobile accidents, insurance carrier bad faith and traumatic brain
injuries.  Dolman Law Group is a
Clearwater, Florida personal injury law firm.

For more information, please contact Bryan at: bryan@dolmanlaw.com

Florida currently uses Personal Injury Protection (PIP) to
pay a percentage of medical expenses after an individual is injured in a car
accident.  This is coverage that
consumers pay for in their insurance premiums in the context of “no fault” law.

View Attorney Profile

Matthew A. Dolman, Esq.

Licensed since 2004

Member at firm Dolman Law Group

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