What to Do When your Insurance Claim Has been Denied

Accidents can cause all sorts of trouble. One day you may be doing fine, then suddenly you may be dealing with medical bills because of someone else’s negligence. You may have taken all of the necessary driving precautions to keep yourself and your passengers safe, but accidents happen. If you’ve tried contacting your insurance company because you were hurt in auto accident and your claim has been denied, there is an alternative way to collect your personal injury benefits.

Reasons Insurance Companies Deny Claims

Insurance companies are known for the hard time they give personal injury victims. Although these businesses have more than enough money to pay for claims, they are relentless in denying claims they think are not valid. You may have submitted proof such as an incident report or medical records and still are being challenged regarding the validity of your claim. You may also be thinking what else can you do when things don’t seem to be turning in your favor especially when you have a mortgage, car payments, and other bills you must pay. If these challenges are not taken care of immediately, your personal injury situation could set you back for quite some time.

How to Get Your Claim Approved

If you’ve received a denial letter regarding your claim, don’t give up. You can still pursue your benefits. Laws has been established to protect personal injury victims legal rights. Although every personal injury claim is based upon a different cause, the same laws apply regarding personal injury benefits. These laws permit victims to collect compensation for:

Lost wages – Compensation is available for your time off work or if your employment has been terminated.
Medical benefits – These benefits include coverage for physical therapy, attendant care, medical tests, prescriptions, and examinations.
Pain and suffering – Personal injury victims can be compensated for the stress and mental anguish they endure prior to and after their claims have been settled.

In order to successfully acquire the personal injury benefits claims you may be entitled to, it is best to contact an auto accident lawyer. While you may feel confident in trying to collaborate with your insurance company on your own, chances are you may be denied again. A personal injury attorney understands how insurance companies operate. They also know what strategies to use to combat their tactics.

Finding the Right Lawyer

If you decide to seek legal help for being hurt in auto accident, you should research which law firms are noted for their compassion and diligent legal representation. Another area a good personal injury lawyer should value is communication. Otherwise, you may be treated like a number. When you want an auto accident lawyer who will work hard to get the benefits you need, contact one who has a successful track record of positive trial outcomes. The sooner you take steps toward contacting a personal injury lawyer, the closer you’ll be to resolving your benefit claim. 

If you have questions or need help with a St. Petersburg Accident Injury Please  contact The St. Pete Lawyer Michael Babboni of Shapiro Goldman Babboni & Walsh or visit our office at:6446 Central Ave., St. Petersburg FL, 33707

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Michael J. Babboni

Licensed since 1987

Member at firm Goldman Babboni Fernandez & Walsh

AWARDS

BV Distinguished

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