Avoiding Foreclosure in Tampa

Our first and favored goal as Tampa real estate lawyers is to help you avoid foreclosure and obtain a monthly mortgage payment that you can handle comfortably. Our experience in these matters tells us that you are far more likely to get such a favorable outcome if we work with your lender before the situation becomes untenable. We can advise and assist you in taking the initial steps that may help you avoid foreclosure:

  • Explain your situation
  • Provide financial information
  • Do not abandon the property
  • Seek credit counseling

Unfortunately, there are many times when Tampa, FL foreclosures cannot be averted. But even once a foreclosure has been initiated, there are numerous ways we can help you fight for the best available outcome to this challenging problem:

  • Negotiate with your lender
  • Analyze the terms and conditions of your mortgage
  • Assess your overall financial condition
  • Fight cases of predatory lending
  • Advise on short sales and other options
  • Defend your interests in court, if necessary

We base our strategies on understanding of consumer credit laws, newly created federal programs, credit bureau tactics, and persistence on behalf of our clients.

We stand ready to advise you on the alternative solution that best fits your situation:

  • Declaratory relief
  • Deed in lieu of foreclosure
  • Equitable redemption
  • Hard money second
  • Mortgage modification
  • Partial claim payment
  • Foreclosure sale
  • Reinstatement of defaulted mortgage
  • Refinancing
  • Short sale
  • Soft second loan
  • Special forbearance
  • Waiver of deficiency
  • Walk away from the transaction

If your mortgage debt is partially forgiven, you may be asked to pay income tax on that amount. We can help you properly complete IRS form 1099-C to minimize the tax you will have to pay.

Westchase Law, P.A. – Tampa Foreclosure Attorneys
12029 Whitmarsh Lane
Tampa, FL 33626
813-699-4542
www.westchaselaw.com

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Mr. C. Todd Marks, Esq.

Licensed since 2001

Member at firm Westchase Law P.A.

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