Whether you need minor stitches or a major amputation, all work-related injuries are covered by workers compensation. Workers compensation in Mississippi is essentially a no-fault insurance plan that protects employees who have been injured or have become ill due to a job-related accident or exposure. In the event of a work-related death, surviving dependents may be eligible for compensation. If you have been hurt on the job, do not let anyone tell you that you cannot collect workers compensation. Remember – the insurance company is not on your side.
In the event of an injury, immediately notify your supervisor. Be certain he or she completes an accident report form. Your employer is then required to notify its insurance company or the Workers’ Compensation Commission. Almost all Mississippi employers with five or more employees are required to have workers compensation insurance.
However, in some instances, the employer does not file a claim. Or, the insurance company denies the claim or only remits partial payment. In these cases, you should consult with Jackson workers comp lawyers as soon as a problem arises.
You may be required to see the insurance company’s doctor for treatment – they have the right to select your first treating doctor. Keep all medical records and subsequent bills. Get a claim number from the insurance company and keep the insurance agent’s contact information handy. You should start receiving disability benefits after you have been unable to work for five or more days. If you believe your claim is being mishandled or you are not receiving all benefits due, contact a Claims Representative at the Mississippi Workers’ Compensation Commission.
In many cases, a Claims Representative may not be able to help. Serious and complex injuries can lead to many complications. The workers comp attorneys at The Tabor Law Firm in Jackson, MS, are dedicated to fighting for the rights of seriously injured individuals. They help when no one else can.